Banco Neon: Learn about the cards and tips for approval

THE Neon Bank offers a credit card with no annual fee and several advantages and benefits.

This way, with the Neon credit card you will have access to programs Cashback, elastic limit, investment options and advantages and much more!

However, the bank offers some card options that are linked to the services it offers.

So, check out some of these services and cards offered:

Neon Bank Debit Card

The moment your account is Neon Bank is approved you will have access to your debit card, physical or virtual.

This way, the physical card will be issued and sent to the address you registered when you requested your account.

The virtual card is now available in the app and you can now make your purchases online.

Neon Credit Card

When opening your account on Neon Bank You can request your credit card through the app in the “Credit” area and wait for the analysis.

After release, the Neon Bank offers physical and virtual credit cards, understand a little about how each one works:

• Physical Credit Card: This is the card you use for in-store purchases at the card machine. You can use it to make payments using contactless payment or by entering a four-digit password that you create.

If you already have a physical debit card, it will become multifunctional, meaning you can use the same card for both debit and credit payments.

• Virtual Credit Card: The virtual credit card is ideal for you to make your Virtual shopping in a safer way on websites, apps and subscriptions.

And if you use both the debit and credit functions, when accessing your virtual card you will find two options, virtual charged immediately (debit) and virtual charged from the invoice (credit).

Consignment Card

The Consigned Credit Card is a card offered by Neon Bank exclusive for those who work in companies associated with Neon ConsigaMais.

Viracredit

It is a Neon credit card option where the amount invested in the Neon Bank is converted into a credit card limit.

Therefore, this is a great option for those who have not yet obtained credit and are in need of a card.

Card by Serasa E-cred

It is the credit card offer of Neon Bank through the Serasa website.

How can I get proof of my Banco Neon credit card?

Like any financial institution, the Neon Bank It also uses some research tools to evaluate your history and assess whether your credit can be released or not.

Therefore, to help you in this approval process, we have put together some tips. Check them out:

Activate your account at Banco Neon

When making the request, the first approval you will have before being able to request your credit card is your Neon account.

Therefore, before anything else, activate your account and preferably deposit some money into it.

Also, try to make purchases with your physical or virtual debit card, and keep your account active.

This way you will already be showing the bank that you are interested in carrying out your banking transactions through it, this can help your relationship with the bank. Neon Bank.

Use Neon as your main account

It is not news that many people seek the Neon Bank due to the advantages and facilities of a digital and bureaucracy-free 100% bank.

This way, it is not difficult to choose the Neon Bank as your main one and concentrate all your transactions on it.

Therefore, by doing this you will be showing the bank how you handle your finances, making credit analysis easier.

Pay your bills through Banco Neon

Paying your basic bills, such as electricity, water, telephone, internet, among others, is also a great way to show the bank your financial behavior.

Since paying your bills on time, in addition to helping increase your score, it also shows the bank that you are a good payer and that they can evaluate your proposal for a credit card.

Make investments

THE Neon Bank offers fixed income investment options with daily liquidity, so you can withdraw your money at any time.

So, starting with an investment of R$10.00 you can start to speed up the credit card approval process with the bank.

Activate Banco Neon's Viracredit

By activating Viracredito, you will have the amount corresponding to your investment converted into a credit card limit.

In other words, your invested money, in addition to earning interest, also offers security to the bank in relation to your credit card.

Therefore, when you realize that you pay your bills on time and without needing to use the money invested, Neon Bank understands that you have good control over your finances.

This way, your credit approval ends up becoming easier and faster.

What if my credit card is not approved?

However, if your credit card is not approved despite all our tips, don't worry!

THE Neon Bank provides another chance for a new request after 30 days of the first one.

Therefore, during this time the bank will monitor all your transactions through the Neon account. That is why it is important to keep the Neon account as your main account.

Neon Bank App

The Neon app is ideal for those looking for functionality in their day-to-day lives, as it allows you to see all the transactions in your bank account.

In addition, you can make transfers, view statements, pay bills and much more. In fact, the digital account is free, there are no fees and anyone over 18 years old can apply for one.

So, see more details about the Banco Neon app.

App functions

• Cashback;
• Smart Balance;
• Cell phone recharge;
• Payment of bills;
• Investments;
• Virtual card.

Is the app worth downloading?

Absolutely! In addition to having a maintenance-free digital account, you can perform all necessary banking services through the app.

And the best part of all is that the application it's free!

Conclusion

THE Neon Bank offers numerous advantages and benefits both in terms of digital accounts and credit cards.

In addition to offering ease when it comes to credit approval through programs offered by the company itself, Neon Bank.

So, don't waste time and download the app right now and start enjoying the best that Neon has to offer!