Make your dream of owning your own home come true with MRV

According to a survey carried out in partnership with Datafolha and the Quinto Andar Housing Census, 871% of Brazilians dream of buying their own home, that is, for every 100 Brazilians, 87 want to have their own property.

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The research also showed that this dream is more intense among low-income families, who earn a maximum of R$1,500.00. According to the survey, they represent 941.3 million Brazilians.

Installment payment
Lower interest rates
Monthly payments lower than rent
Possibility of using FGTS

This dream is motivated by several factors, such as security, freedom, stability and the feeling of achievement.

Furthermore, owning a home is also an investment, which can generate income or increase in value over the years. 

HOW TO APPLY FOR FINANCING

How can MRV help you achieve your dream of owning your own home through the Minha Casa Minha Vida program?

Do you dream of owning your own property, but think it's becoming increasingly impossible? 

I'm sure that one of the reasons that demotivates you is your low income and also the bureaucracy involved in these procedures.

However, have you ever imagined that, instead of paying rent, money that doesn't give you any return, you pay the installments for your own home? 

Know that this is possible through MRV and the My House My Life Program. 

MRV is a partner of the Minha Casa Minha Vida Program, a federal government program that facilitates access to home ownership for low-income families. 

With it, you can have access to lower interest rates and longer payment terms. 

WHO CAN PARTICIPATE

How do the program tracks work?

The program is categorized by range, divided by salary bracket. For example, in Range 1, families with a gross monthly income of up to R$2,640.00 are included.

In this case, families have access to reduced interest rates and can finance a property of up to R$ 264 thousand.

In Band 2, families are included that have a gross monthly income above R$ 2,640.00 to R$ 4,400.00.

However, in this range, families have access to different rates and fees, varying according to salary, that is, the higher the monthly gross income, the higher the interest rate.

But the maximum percentage of the interest rate ceiling experienced in Track 2 is 6.5%.

Now, in Band 3, we find families with gross monthly income between R$ 4,400.00 and R$ 8,000.00.

Although they experience higher interest rates, they can finance a property worth up to R$ 350 thousand.

Some of the benefits of choosing MRV to help you make this dream come true

In addition to offering quality real estate, with flexible payment terms and located in strategic areas, it is also present in practically the entire national territory. 

Without a doubt, this last factor makes it a more comprehensive and accessible alternative, which can serve customers from different parts of Brazil and also make dreams come true in different regions.

With MRV, you have access to exclusive benefits. It offers financing facilities and the possibility of use the FGTS to purchase your property. 

In addition, our properties are delivered fully finished, ready to move in. Oh, and the subsidy offered by the government can cover the purchase of houses and apartments. 

Therefore, if you dream of buying your first apartment, you need to consider this alternative. 

HOW TO GET YOUR PROPERTY

Main questions about MRV and the Minha Casa Minha Vida Program

The subsidy is the part paid by the government to reduce the down payment, its value varies according to the family's income and also the location of the financed property. 

In 2023, the maximum subsidy amount is R$ 55,000.00.

MRV is known for being a company without bureaucracy, which facilitates access for those interested in realizing the dream of owning their own home. 

With the partnership in the Minha Casa Minha Vida Program, this process becomes even simpler, although there are some requirements, they are simple.

To purchase your property through Minha Casa Minha Vida at MRV, the main requirement is income. 

The permitted income can vary between R$2,000.00 and R$8,000.00, and is divided by bracket. 
Families in bracket 1, for example, are those that have a maximum income of R$2,640.00.

One of the great advantages of being part of this band is that interest rates are lower, compared to the rates in bands 2 and 3. 

After the request to MRV, Caixa Econômica Federal is responsible for analyzing the candidate's documentation and financial situation. 

If everything is ok and Caixa approves the financing, the dream of leaving the rental market and having your own property will be closer than ever.

The next step is to sign the contract with MRV. It must be signed within 15 business days after the financing is approved. 

STEP BY STEP TO PARTICIPATE

Conclusion

With the MRV, You can make your dream of owning your own property come true, but in a different way. 

This is because, thanks to the partnership with My Home My Life Program, you have access to lower interest rates on financing.

In addition, you can buy your apartment or house with installments that fit your budget. So, get rid of rent and pay for something that will be yours. 

Be sure to see how this partnership works and also how to participate! 

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