10 digital banking apps

Digital banking applications are interesting and are part of people's daily lives.

This is because, through them, it is possible to open accounts easily, with just a few clicks.

Not to mention that they allow you to carry out various financial operations and transactions, such as sending money, paying bills, checking statements and much more.

However, there are so many options today and it’s hard to know which ones are really good, right?

So, to help you out, below you will find 10 digital banking apps. Check it out!

1 – Inter

Banco Inter is one of the best known when it comes to digital banks, as it is 100% online.

In fact, one of the great advantages of this application is the possibility of opening an account through the website or through the app itself.

Furthermore, Inter deserves to be highlighted for not charging fees, that is, you use the account without paying any type of fee.

In addition, it has a credit card, which can be used for debit and credit purposes, the latter being subject to credit analysis.

To access the app, simply download the app from the Play Store and then open an account.

You must send some data, such as your name, CPF, among others, also sharing your ID and face photo with the app. It's simple and very quick!

As you might imagine, there are many benefits to this bank's app, and among them it is worth mentioning:

• 100 free TEDs per month;
• 100 free bills per month;
• Unlimited Pix sending per month;
• Mastercard card accepted in thousands of establishments;
• Incredible investments available in the account;
• Navigation and viewing of all financial transactions via the app;
• Easy to use application;
• Completely free withdrawals.

Is there any cost to install this APP?

Inter is a completely free application to download and install on your cell phone.

What are the installation requirements?

Size: 127 MB.
Installations: 10,000,000+
Requires Android: 5.0.
Content rating: Everyone.

It is worth it?

For those who want to have a digital bank, Inter is an interesting option, as it is completely complete and allows a series of functionalities via the internet.

2 – Nubank

Nubank is already a favorite when it comes to credit cards, but some people still don't know that it is also a digital bank, with Nuconta.

Therefore, you can use the card not only as a credit card, but also as a credit card.

What is striking is that the account does not have any type of maintenance fee and the return on the money there is much higher than that of savings.

In fact, when applying for a Nubank credit card, you can open this account completely digitally.

In short, speaking about the advantages, it is possible to mention:

• Your balance can be used for transfers at any time;
• There is no maintenance fee;
• The card that comes with the account has a Mastercard logo;
• There is the possibility of saving money and making it yield more and more;
• It's easy to open an account, you just need to be 18 years old, live in Brazil and have a cell phone compatible with the app.

It is worth mentioning here that the Nubank credit card is only made available after a credit analysis.

Regarding fees, there are no fees for sending or receiving money, but there is a fee for withdrawals, so you need to be careful.

Is there any cost to install this APP?

Nubank can be downloaded and installed for free on your cell phone.

What are the installation requirements?

Size: Varies by device.
Installations: 50,000,000+
Requires Android: Varies by device.
Content rating: Everyone.

It is worth it?

Nubank is an interesting application to have on your cell phone if you are looking for a digital 100% account.

3 – Neon

One of the digital banking apps that is also worth knowing is Neon.

Like Inter, it also does not charge fees and you can open an account through the app itself.

In fact, the Neon app also has investment options and a credit card, which is released after an analysis.

Through the app you can open your account, providing the requested data, such as name, telephone number, address, CPF, among others.

Because it is 100% digital, you can resolve everything through your cell phone, without needing to travel to a physical location.

In addition, you receive a card, which comes in debit and credit functions, the latter being released after credit analysis.

So, talking about the advantages, it is interesting to mention:

• You pay absolutely nothing to open or close your account;
• The card has no annual fee;
• Issuing the card does not generate any cost for the customer;
• You can pay your bill via direct debit;
• Transfers to other banks are completely free;
• You have the digital card to make purchases online.

What are the installation requirements?

Size: 86 MB.
Installations: 10,000,000+
Requires Android: 5.0.
Content rating: Everyone.

It is worth it?

Having the Neon app is definitely worth it if you want to be a customer of this digital bank, as it offers many advantages.

4 – C6 Bank

C6 Bank, which currently has 10 million customers, could not be left out of this list.

Like the previous ones, it is a fully digital bank and you have a series of products, such as:

• Credit card;
• Investments;
• Shopping store, etc.

Despite having only been in operation for a short time, the digital bank already has more than 2 million customers, which has helped to consolidate the company in the market.

Therefore, this is only possible due to the advantages offered by this bank, and among them it is interesting to mention:

• Current account that does not charge fees;
• Payments of bank slips;
• Completely free withdrawals;
• Fixed income investments;
• Credit and debit card;
• Rewards program;
• 24 hour service.

Opening an account is very simple, just download the app and fill in the requested data, sending the requested information.

From then on, your account is opened and you can enjoy the benefits seen above.

What are the installation requirements?

Size: Varies by device.
Installations: 10,000,000+
Requires Android: 6.0.
Content rating: Everyone.

It is worth it?

Having the C6 Bank app on your cell phone is very important if you want to be a customer of this digital 100% bank, as it allows you to have access to everything it offers.

5 – Next

For those looking for a digital bank that is completely easy to use and full of benefits, now is the time to get to know Next.

THE Next It is part of Banco Bradesco, but its operations are entirely online, which means you can resolve everything without leaving home.

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Opening an account, for example, takes just a few minutes; you just need to fill in the details requested in the app.

Then, a brief analysis is carried out and you receive information about your account in your email. It's that simple!

In fact, it is interesting to talk about the advantages that this bank offers, such as:

• There are no fees charged, as the account is free and so is the card;
• You have a debit and credit card, the latter of which undergoes a credit analysis;
• When you refer friends to open an account with Next, you earn up to R$1,000;
• You also have investment options in the app that offer higher profitability than savings.

Is there any cost to install this APP?

Next does not charge any fee to install the application on your cell phone.

What are the installation requirements?

Size: 187 MB.
Installations: 10,000,000+
Requires Android: 5.0.
Content rating: Everyone.

It is worth it?

For Banco Next account holders or those interested in becoming one, having this digital bank's app on your cell phone is very important and makes all the difference.

6 – Original Bank

Banco Original has existed since 2011, and was the first bank to open entirely online.

Furthermore, it is a complete digital bank, where you can resolve everything through it.

Like the previous ones, Original is an app that also offers a credit card, released after the customer's credit analysis.

Furthermore, the functions are those that everyone knows and needs:

• Withdrawals from the entire Banco24horas network;
• Control all your investments via your cell phone;
• Consultations and transactions wherever you are;
• 100% digital bank with easy-to-use application;
• Redeem credit card points at any time;
• Service available online 24 hours a day.

What are the installation requirements?

Size: 96 MB.
Installations: 10,000,000+
Requires Android: 4.4.
Content rating: Everyone.

It is worth it?

If you are or want to be a Banco Original account holder, having this application on your cell phone is mandatory, as this way you can have access to all the features and benefits it offers.

7 – Banco Pan

Continuing the list of digital banking applications, you have Banco Pan, which offers credit and debit cards, as well as account holder services, such as:

• Personal loan;
• Emergency limit;
• NFC card for contactless payment, etc.

Depending on your card type, you may also be able to get bonuses such as discounts on restaurants and travel.

It is also interesting to mention that Banco Pan does not charge an annual fee on its card, which ends up being quite interesting.

As you might imagine, there are advantages to being a Banco Pan customer, such as:

• The account is completely digital and was designed to make your life easier;
• If you need money, you can request a loan through the app;
• You have the card in debit and credit function, the latter of which is subject to credit analysis;
• Track all financial transactions through the app, it's simple and fast;
• Several card categories and each with exclusive benefits.

Is there any cost to install this APP?

Banco Pan does not charge any fee to install the application on your cell phone.

What are the installation requirements?

Size: 46 MB.
Installations: 10,000,000+
Requires Android: 5.1.
Content rating: Everyone.

It is worth it?

The Banco Pan app is mandatory for account holders and anyone interested in becoming a customer of this bank, as you can resolve everything through it.

8 – Agibank

Agibank is a fully digital bank that allows you to open an account online and offers a range of products, such as:

• Credit and debit card;
• Loans in general.

In addition, the bank offers free services. For example, the customer has 4 free withdrawals per month, in addition to being able to make 4 free TED transfers and unlimited Pix.

Check out some of the advantages the card offers below:

• Card with debit and credit function;
• Agi Compras, where you make purchases with incredible discounts and still receive money back through cashback;
• If you need money, you can count on a loan from this bank;
• If you have any questions or would like more information, service is available 24 hours a day.

Is there any cost to install this APP?

Agibank does not charge any cost for you to install and enjoy the benefits.

What are the installation requirements?

Size: 43 MB.
Installations: 10,000,000+
Requires Android: 5.0.
Content rating: Everyone.

It is worth it?

Anyone looking for a digital bank should consider Agibank as a solution, as, as seen, there are several important advantages that need to be taken into consideration.

9 – BMG Bank

This list of digital banking applications also includes BMG, despite being a traditional institution, today it is part of the internet and allows you to open an account online.

 The great highlight of this financial institution, in addition to allowing access to a series of products via the internet, is that it is aimed at INSS retirees and pensioners.

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Just to give you an idea, BMG even offers loans that do not require SPC and Serasa consultation, making it an excellent digital bank.

Regarding opening an account, everything is very simple, done digitally, by filling in the requested data.

Oh, speaking of the advantages, it's worth mentioning:

• Credit card with no bank fees;
• Card in debit function;
• Free transfers to any bank;
• Unlimited and free withdrawals;
• Consigned card for those with bad credit who are retirees, pensioners and public servants.

Is there any cost to install this APP?

Banco BMG is completely free, with no charge for installing the app.

What are the installation requirements?

Size: 180 MB.
Installations: 5,000,000+
Requires Android: 5.0.
Content rating: Everyone.

It is worth it?

Banco BMG is definitely worth it, especially for those INSS retirees and pensioners.

10 – Mercado Pago

Mercado Pago also has a completely free digital account, just like the previous ones, opening is done online.

Therefore, with it you can:

• Pay bills and invoices;
• Top up your cell phone and single ticket;
• Mastercard international card;
• Loan and more.

With this bank you will no longer have to face long queues or pay maintenance fees, as everything is resolved quickly and conveniently through the app.

The account provided by this institution is similar to a traditional bank account, where you can make payments, transfers and much more.

However, in this case, everything is 100% digital, making your routine more practical.

Ah, speaking here about the advantages, it is interesting to mention:

• The account is completely free, with no maintenance fees as is the case with traditional banks;
• The card does not charge fees and you can use it for physical or online purchases, even having a virtual debit card for online purchases;
• You can make unlimited transfers to any bank at no cost;
• If you need to pay a bill and don't have the full amount, just pay in installments with this bank;
• The return on your money in the account is much higher than that of savings;
• You have Pix which allows you to transfer and receive at any time.

Is there any cost to install this APP?

Mercado Pago is a free application that you can download and install on your device.

What are the installation requirements?

Size: 60 MB.
Installations: 50,000,000+
Requires Android: 5.0.
Content rating: Everyone.

It is worth it?

The Mercado Pago app is a must for anyone who has an account with this institution, as it is full of important and fundamental features to make your life easier.

Conclusion

These are the 10 most interesting and well-known digital banking apps.

So, if you are interested, just download it and enjoy the benefits they have to offer.