Neon Credit Card – Zero annual fee

THE Neon Credit Card is ideal for your needs! Get rid of unwanted annual fees, and enjoy all the benefits it offers!

In addition to being a card with international coverage, Neon offers users several discounts and a rewards program. cashback.

In this way, Banco Neon offers all the necessary functions for customers to have full control of their account through the app, thus making it possible to better organize their expenses.

So, check out now everything that Neon Credit Card has the best to offer you!

Advantages offered by the Neon Credit Card

• Zero annual fee: THE Neon Credit Card does not charge an annual fee, so you only pay for what you spend, without headaches and surprises when it comes time to pay your bill;
• Viracrédito: With Neon's Viracredit, your saved money can become a credit limit on your card and, best of all, it yields more than savings. It works like this:

For every R$ 1.00 saved you receive R$ 1.00 of limit on your Neon Credit Card. Simple and advantageous, isn't it?!

And you can redeem any unused amount on purchases on the card whenever you want and without paying any fees for it.

• Elastic limit: THE Neon Credit Card offers an interesting option called the elastic limit, which is nothing more than releasing purchases even if you have already reached your total card limit. And without any additional charges!

However, it is worth remembering that the elastic limit is temporary, so this does not mean that your limit has increased.

Another important point is that the elastic limit is not a rule, therefore, the bank will carry out an analysis before confirming the release of the purchase.

Neon CashBack Program

One of the most popular programs that every user likes is Cashbak, after all, who doesn't like getting money back on purchases, right?!

And Banco Neon offers this option for purchases in Neon Credit Card and debit too! Therefore, the program works as follows:

Purchases over R$ 1.00 made using credit or debit cards, physical or virtual, you accumulate 0.05% of the purchase value back in your account and can use it however you want.

However, to have access to the program cashback You must purchase the Neon Cashback service through the app.

Please remember that to sign up for the plan, a monthly fee of R$4.90/month will be charged.

How to apply for the Neon Credit Card?

Banco Neon is a 100% digital bank, this way all requests are made through the application.

Therefore, the first step to request your credit card is by downloading the application and opening your digital account.

And to do this you will need to provide some information, such as full name, CPF and address.

Then, with your digital account created, you can request your Neon Credit Card clicking on “Request Credit” and just wait for the bank’s analysis.

How long does it take for a Credit Card to be approved?

The time it takes for approval will depend on the time of the credit analysis, however Banco Neon provides a period of up to 5 calendar days.

What is the limit on the Neon Credit Card?

The limit value can vary according to several factors, so the bank carries out a registration and credit analysis, where it collects data from different sources.

Therefore, the Neon Bank will analyze your consumption history, credit usage and payments made.

So after the analysis is done, if your credit card is released, the bank will set a limit.

It is worth remembering that it is common to start with a slightly low limit, but don't worry, as over time and with a good payment history it will increase.

Therefore, the ideal is to always be using your Neon Credit Card and also, keep your bills paid up to date.

What if my Neon Credit Card is not approved?

If your credit card is not approved, don't worry! The bank offers you another chance to request your card again.

In addition there are some tips that can help a lot when it comes to approval from your Neon Credit Card.

And Banco Neon also offers different types of cards, did you know?! This way you can check which one is best for your profile.

Conclusion

After learning a little more about the Neon Credit Card, how about applying for yours? You can quickly apply through the bank's app.

And if your first request was not approved, check out the tips for approving your card and request it again!